Ripple (XRP) stands out among volatile cryptocurrencies for its relatively stable price. With growing expectations for its future, many are considering investing in XRP. However, questions linger:
- Is it true that XRP could surge to ¥1 million if Ripple wins the SEC lawsuit?
- What exactly is Ripple?
- How can you buy XRP?
While the likelihood of XRP reaching ¥1 million per coin is extremely low, its potential for appreciation is undeniable. Depending on the lawsuit's outcome and your holdings, significant profits could be possible.
This article explores Ripple’s fundamentals, future price trends, and growth potential—essential reading for current holders or prospective buyers.
[March 2025] Ripple Labs and the U.S. SEC Conclude Their 4-Year Legal Battle
On March 19, 2025, Ripple Labs and the U.S. Securities and Exchange Commission (SEC) finally settled their prolonged legal dispute. The court maintained that XRP sold through exchanges does not qualify as a security. However, Ripple agreed to pay a $50 million fine for violating securities laws in institutional sales of XRP—a drastic reduction from the SEC’s initial $2 billion demand.
Brad Garlinghouse, Ripple’s CEO, hailed the settlement as a "decisive victory" for the company and the crypto industry, announcing plans to invest over $2 billion in blockchain initiatives.
"This is it—the moment we’ve been waiting for. The SEC dropped its appeal—a resounding victory for Ripple and crypto."
— Brad Garlinghouse
Following the news, XRP’s price spiked by 10% in a single day. As of June 2025, Bitcoin has reclaimed its $100K threshold, but the altcoin market hasn’t yet peaked. With its legal overhang resolved, XRP’s performance in the upcoming altcoin bubble is highly anticipated.
What Is Ripple (XRP)? 4 Key Features Explained
1. A Leading Cryptocurrency
Launched in 2012 by Ripple Labs, XRP ranks as the 4th-largest cryptocurrency by market cap (as of June 2025), trailing only Bitcoin, Ethereum, and Tether.
2. Adopted by Banks Worldwide
XRP is used by 38 of the world’s top 100 banks—including Japan’s Mitsubishi UFJ, Mizuho, and Sumitomo Mitsui—for its efficiency in cross-border transactions.
3. Lightning-Fast Transactions
XRP settles payments in 3.3 seconds vs. Bitcoin’s 45-minute delays, making it ideal for time-sensitive business transfers.
4. Ultra-Low Fees
At **$0.0004 per transaction** (≈¥0.06), XRP’s cost-effectiveness dwarfs Bitcoin’s $1.88 fees.
XRP vs. Bitcoin
While Bitcoin aims to be a decentralized digital currency, XRP was designed specifically for fast, affordable global payments. Their divergent goals highlight XRP’s niche in institutional finance.
Can XRP Hit ¥1 Million? 4 Factors Supporting Price Growth
1. Partial Victory Against the SEC
The 2023 ruling that XRP isn’t a security set a bullish precedent. Though the SEC appealed, markets remain optimistic.
2. Potential Ripple Labs IPO
A Nasdaq listing could amplify investor confidence, but timing depends on legal clarity.
3. Growing Adoption for Payments
Expansion in Asia (e.g., the Philippines’ remittance network) boosts XRP’s utility and demand.
4. Scarcity Value
With all 100 billion XRP minted and no further issuance, scarcity could drive prices up long-term.
Price Prediction for 2032
Analysts at Changelly forecast XRP could average $22.80 by 2032—a 30x increase from 2023 levels.
How to Buy XRP
- Open an account on exchanges like Coincheck.
- Deposit funds via bank/credit.
- Analyze XRP charts for optimal entry.
- Purchase XRP (trades start at ¥1).
FAQs
Did Google halt investments in Ripple?
No official reports confirm this. Google Ventures (a sibling company) remains an investor.
Can XRP reach ¥1,000?
Yes—projections suggest ¥1,130 by 2029 (~$7.65 at current FX rates).
How long should you hold XRP?
Monitor the SEC case. If favorable, holding until 2032 could capitalize on predicted surges.
Conclusion
- XRP’s speed and low cost solidify its role in global payments.
- While ¥1 million is unrealistic, 30x gains by 2032 are plausible.
- SEC resolution and adoption trends are key to its growth.
For new investors, platforms like Coincheck offer easy entry. Stay updated on legal developments to maximize returns.
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Written by the Metaland Editorial Team—your guide to Web3, AI, and the metaverse.