Introduction
This comprehensive guide explains how to purchase Bitcoin and other cryptocurrencies like USDT on Binance, the world's largest digital currency exchange. We'll cover three deposit methods: credit card purchases, C2C trading, and wallet transfers.
Table of Contents
Binance Exchange Overview {#binance-overview}
Preparation Before Buying Crypto
Before depositing funds and trading, you must complete:
- Binance account registration
- Identity verification (KYC)
👉 Complete Binance registration guide
Three Deposit Methods
Binance offers multiple ways to buy crypto with Taiwanese Dollars (TWD):
| Method | Credit Card | C2C Trading | Wallet Transfer |
|---|---|---|---|
| Fees | ~2.5% | 0% | $12–30 |
| Best For | Beginners | Large sums | Existing holders |
| Processing Time | Instant | 10–30 mins | 5–30 mins |
Binance (founded 2017) is the world's largest crypto exchange by trading volume ($10B daily), supporting 280+ cryptocurrencies with competitive fees and high liquidity.
Credit Card Deposits {#credit-card-deposits}
The simplest method for beginners (2.5% fee):
- Log in to Binance and select "Buy Crypto"
- Choose "Credit Card" and TWD as payment currency
- Select cryptocurrency (BTC, USDT, ETH, etc.)
- Enter amount and complete purchase
Pro Tip: Buy stablecoin USDT first, then exchange for BTC to minimize volatility risk.
Limitations:
- ~NTD 160,000 single transaction limit
- Citibank cards not supported
C2C Trading {#c2c-trading}
Peer-to-peer trading benefits:
- No credit card fees
- Higher transaction limits
- Multiple payment options (Bank transfer, LINE Pay, etc.)
C2C Process:
- Complete identity verification
- Select "C2C Trading" and find reputable sellers (100+ transactions)
- Choose payment method and place order
- Transfer payment and receive crypto in 10–30 minutes
Always verify seller reputation before transacting!
Wallet Transfers {#wallet-transfers}
Transfer existing crypto to Binance:
- In Binance: Go to Wallet → Spot Wallet → Deposit
- Select cryptocurrency (e.g., USDT) and copy deposit address
- From sending platform (like MAX), paste address and confirm transfer
- Arrives in 5–30 minutes (varies by network congestion)
Important:
- Double-check addresses before sending
- Start with small test amounts
- ERC-20 network recommended for USDT
FAQs {#faqs}
Is Binance safe to use?
Yes, Binance is the world's largest and most secure cryptocurrency exchange with robust security measures.
What's the minimum investment amount?
Minimums vary by method:
- Credit card: ~NTD 300
- C2C: Varies by seller
- Transfers: No minimum
How long do deposits take?
- Credit card: Instant
- C2C: 10–30 minutes
- Wallet transfers: 5–30 minutes
👉 Binance security features explained
Risk Disclosure: Cryptocurrency investments carry substantial risk. This guide is for educational purposes only, not financial advice.
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